File a Claim

DCP	IRC
Shorter process resulting in quicker response;	Undergoes a more detailed review;
Processed first, in order of first received by the Trust;	Processed after DCP claims received on the same date, per instructions. The most serious disease category processed first;
Single, fixed payment;	Two payments. Second payment paid two years after first payment;
All claims are evaluated identically. All claims of the same disease category receive the same payment;	Payment percentage re-evaluated yearly. Offer could be less than DCP offer;
	Individualized evaluation;