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You must choose between two types of claim filing processes: Discount Cash Payment(DCP) or Individualized Review Claim(IRC)The Expedited Review option is a much shorter process resulting in a quicker response for payment. The Individual Review option undergoes a more detailed review and the value of the claims is determined by the information provided.

DCP

  • Shorter process resulting in quicker response;
  • Processed first, in order of first received by the Trust;
  • Single, fixed payment;
  • All claims are evaluated identically. All claims of the same disease category receive the same payment;

IRC

  • Undergoes a more detailed review;
  • Processed after DCP claims received on the same date, per instructions. The most serious disease category processed first;
  • Two payments. Second payment paid two years after first payment;
  • Payment percentage re-evaluated yearly. Offer could be less than DCP offer;
  • Individualized evaluation;
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